| List of Definitions Contents/Fine
Arts All Risks:
specialist cover that provides protection against physical
loss &/or damage from a wide range of perils. Certain
risks are excluded.
Holiday Homes in Europe &
Middle East:
comprehensive insurance for secondary properties in Europe
or the Middle East.
Household Comprehensive:
covers the insured’s private dwellings, including buildings,
household contents and personal belongings against loss or
damage caused by a wide range of perils, as well as third
party liability.
Jewellery All Risks:
insurance for personal jewellery &/or watches against
physical loss or damage, at home &/or worldwide, from
a wide range of perils. Certain risks are excluded.
Critical Illness:
Will pay you a lump sum on diagnosis and survival of a serious
illness.
Private Jets:
policies usually cover the aircraft (the hull), the liabilities
to passengers and to others, where the jet is for private
use.
Private Yachts:
policies usually cover the hull, the liabilities to passengers
and to others, where the yacht is for private use.
Private Motor:
Insurance for private cars used for social and domestic purposes,
and for business purposes.
Personal Accident:
Provides compensation in the event of an accident causing
death or injury.
Travel Insurance:
Policy that provides cover for a specific period against,
Accidental Death, Liability, Medical, Loss of Luggage, Passport,
Cancellation etc, whilst on business or holiday.
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